Summer is coming, holidays are just around the corner, and for many the time to go on vacation. Traveling with your own car to other European countries is particularly popular, but it also carries certain risks. If you have an accident abroad, your holiday will often be a pain. However, with good damage insurance for abroad and a few other tricks, you are well prepared for this scenario - for a carefree holiday.
Nightmare: accident abroad
Many tourists have an accident abroad spoiled the holiday and long-term trouble with it. The reasons are simple: The usual insurance abroad does not meet German standards by far. If another road user suffers an accident, his insurance company is responsible. Then there are long delays, numerous exceptions in the benefits and low sums insured. For example, visits to the doctor or baggage damage are not included in many foreign insurance. Sometimes it gets worse and the cause of the accident is not insured at all. You can forget the holiday then, the budget is also blown up.
Carefree driving as inland
Since this scenario is not uncommon, there is a specially designed insurance cover. The international damage protection insurance steps in if the services of the person causing the accident are insufficient - and adjusts the insurance level to German conditions. Some specialized providers, like the direct insurer AllSecur, also have other additional services ready for the accident victim. If it is not possible to continue driving, the insurance company will provide a rental car as a replacement and organize an immediate repair - the holiday can continue without interruptions and stressful processes. Since damage insurance abroad is only a supplementary service, the additional costs for the driver are manageable. If you are not abroad for more than twelve weeks at a time, you will receive protection for a few euros more as a supplement to the existing insurance cover. Damage protection abroad is therefore a worthwhile addition in most cases.
More tips for safe driving
Who completes a foreign claims insurance must pay attention to some things. It is important that the insurance cover all target countries in any case. For this the insurance conditions are to be read exactly. In addition, the coverage should be sufficiently high, in case of serious accidents insurance otherwise quickly reaches its limits. Before you go on vacation, make sure you have the necessary papers with you. In addition to the passport, you should always carry the green insurance card with you. It is considered proof of your motor liability insurance. In some states, there is even a duty of display. In addition, it is always advisable to carry a European accident report with you. He can help in case of an accident over language barriers and allows a quick clarification of the circumstances. The European accident report enjoys a high level of acceptance and can easily be downloaded and printed out. If you have all these documents, enjoy a guaranteed carefree ride on your next vacation!