Policyholders should check their premium Car insurance check carefully for the coming year. If they were accident-free in the past year, their no-claims class (SF class) will usually improve in 2020. If nothing changes in the other features relevant to the contribution (e.g. regional or type class), the insurance contribution would have to be reduced. This allows insurers to easily hide price increases.
Example: The customer currently pays 458 Euro per year for his car insurance. His insurer demands 446 Euro next year, which is about three percent less. But looking at the comparison article 1 shows: The costs should have fallen to 413 Euro. The new car insurance premium is eight percent too high - a hidden price increase of the insurer.
"Many customers are unaware that even with lower premiums, they still have significant savings potential due to an insurance policy change," says Dr. Tobias Stuber, Managing Director Vehicle Insurance at CHECK24. "Especially in the competitive exchange season, it is worth comparing the prices of different providers. Since August, the average liability contribution for car insurance shippers has fallen by 16 percent. "
A hidden contribution increase is not apparent to the consumer at first glance. Of the CHECK24-special termination computer helps to uncover such a price increase. Until the deadline at the 30. November, vehicle owners may have car insurance policies whose main maturity on the 1. January falls, regular notice. In the case of a (hidden) premium increase, the policyholder has a one-month special right of termination.